Student Loans

Clerkenwell and Moorgate Students

If you’re looking to finance your education at City St George’s, University of London, there are a range of loan options to explore from undergraduate, postgraduate, postdoctoral student loans, to Sharia-compliant finance, and loans for students from Canada or the United States.

Canadian loans

Canadian students can apply for federal and provincial student loans to study at City St George’s. Eligibility requires that both your course and the university (Institutional Code: PUAL) be registered with your province's Student Assistance Office. Information about provincial and federal student funding can be found on the Government of Canada and National Student Loan Service Centre websites.

Private loan options are available via Global Education Management Services and RBC Royal Line Loan. Additionally, Canadian students can explore residential scholarships through The London Goodenough Association of Canada.

For full details and how to apply, visit our Canadian loans page.

Postgraduate doctoral loan

If you’re studying for a doctoral degree (e.g., a PhD), you can apply for a government loan of up to £29,390, typically paid over three years, to help cover your fees and living costs. It is not means-tested and is paid directly to you in three instalments each year.

Eligibility depends on your course, age, and residency status, and you must not already be receiving certain other types of funding.

For full details and how to apply, visit our Postgraduate doctoral loan page.

Postgraduate student loan

You may be eligible for a non-means-tested loan of up to £12,471 (for 2024/25) if you’re enrolling on a Master’s course (MSc, MA, MBA, or MRes). It can help cover tuition fees or living costs, or both.

Typically, you must be a UK national (or have settled status), have lived in the UK for three years, be under 60 when the course starts, and not already hold a Master’s degree. EU/EEA/Swiss nationals generally need settled or pre-settled status to qualify.

For full details and how to apply, visit our Postgraduate student loan page.

Sharia compliant finance

Some students may prefer interest-free funding options due to religious or ethical beliefs. The UK government has proposed a Takaful alternative, which would mirror current student loan repayments but without charging interest. While no official launch date has been announced, students can explore charitable trusts (e.g., the National Zakat Foundation), family support, or sharia-compliant banks such as Al Rayan Bank, United Bank UK, and Ansar Finance in the meantime.

For full details, visit our Sharia compliant finance page.

Undergraduate student loan

All first degree UK students, including part-time students, can take out a tuition fee loan through the Student Loans Company to cover the full cost of university tuition fees of up to £9,250. A maintenance loan for living costs (up to £13,348 if living in London) is also available, partly means-tested.

Part-time students can apply for a pro-rata tuition loan and begin repaying from April, three years after starting, once earning above £25,000 per year. Full-time graduates repay from the April after graduation, also above that threshold, with any remaining loan cancelled after 40 years.

EU/EEA/Swiss nationals generally need settled or pre-settled status to access these loans. For full details and how to apply, visit our Undergraduate student loan page.

United States Loans

City St George’s participates in the William D. Ford Federal Direct Loan Program, offering Subsidised (undergraduate only), Unsubsidised, and PLUS loans. Eligibility depends on your chosen course, as not all programs qualify for US Federal Aid.

Alternatively, Sallie Mae Student Loans are available for full-time postgraduates (up to 52 weeks of costs) and undergraduates (up to 39 weeks). Funds typically disburse in three equal instalments each academic year.

For full details and how to apply, visit our United States Loans page.

For Tooting Campus Students

A note for EU students commencing study in or after academic year 2021/22

EU, other EEA and Swiss national students who are starting their studies in the UK from academic year 2021/22 should be aware that there have been important changes to the national tuition fee regulations and student finance eligibility criteria.

Many EU students are no longer eligible for home fee status or student finance, although there will be some exceptions.

Please visit the UK Government website for further details.

All EU, EEA and Swiss national students who are considering starting a course in the UK in or after academic year 2021/22 are advised to check their eligibility with Student Finance England as soon as possible and well in advance of commencing study.

Government loans are available to support your full-time studies here at City St George’s, University of London. Repayment is based on what you earn, not what you owe, and you don’t start repaying your undergraduate student loans until after you leave the course and your income is over the threshold amount for your repayment plan. The threshold amounts are subject to change.

Tuition fee loan

Available to English and some EU students. If you live in Northern Ireland, Scotland or Wales please visit your local student finance website for information about government loans you may be eligible for.

Eligible undergraduate students can apply for a tuition fee loan to cover the full cost of their tuition fees for each year of study (partial tuition fee loans are available for the 4-year graduate entry Medicine course).

Tuition fee loan payments are made directly to the university.

Only repayable after you leave the course and are earning over the relevant threshold. Repayments will be calculated at 9% of your income over the threshold.

Maintenance loan for living costs

Eligible undergraduate students can apply for a maintenance loan for each year of study to help with living costs such as accommodation, bills, food and travel.

The amount you can borrow depends on your household income and whether you are living with parents or outside of the parental home during term time.

Maintenance loan payments are made to the student in three termly instalments.

Only repayable after you leave the course and are earning over the relevant threshold. Repayments will be calculated at 9% of your income over the threshold. If you have both the Tuition Fee and Maintenance Loan these will be repayable as a single loan.

Student loans are issued by the Student Loans Company on behalf of the government – they are not commercial loans. Interest is charged on a student loan from the date you receive the first payment to the date you pay off the balance in full. Any outstanding balance is written off after a repayment term of 40 years (this repayment term is subject to change). Please visit the GOV.uk website for further details.

For more information about student loans visit the Student Finance website. You can also use the student finance calculator to get an estimate of your entitlement.

If you normally live in Northern Ireland, Scotland or Wales please visit your local student finance website for information about any government loans you may be eligible for.

Additional support

Depending on your personal circumstances, additional help may also be available if you have:

a disability or specific learning difference
dependent children or adults.

For more information about student finance including loans, grants, extra help, eligibility and repayments, visit gov.uk/student-finance and www.gov.uk/repaying-your-student-loan.

Merging City and St George’s Resources

As we bring together resources for City (Clerkenwell) and St George’s (Tooting) students, some content may be specific to one campus and not the other. For the most relevant information, try using specific keywords or exploring content related to your department. If you need help, our support teams are available to guide you.

Clerkenwell students can contact campus.news@citystgeorges.ac.uk
Tooting students can contact studentlifecentre@sgul.ac.uk.